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Agencies announce dollar thresholds in Regulation Z and Regulation M for exempt consumer credit and lease transactions

October 13, 2022

Agencies announce dollar thresholds in Regulation Z and Regulation M for exempt consumer credit and lease transactions

  • Board of Governors of the Federal Reserve System
  • Consumer Financial Protection Bureau

For release at 4:00 p.m. EDT

    The Federal Reserve Board and the Consumer Financial Protection Bureau today announced the dollar thresholds used to determine whether certain consumer credit and lease transactions in 2023 are exempt from Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing).

    By law, the agencies are required to adjust the thresholds annually based on the annual percentage increase in the Cons

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